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Trip Cancellation Insurance |
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Travel
Insurance
You've
been looking forward to your vacation for a long time and now you're
ready to make plans. We strongly suggest the purchase of travel insurance
to protect yourselves and your vacation investment.
Access
America Vacation Protector provides protection against the loss of your
vacation deposit or payments if unforeseen circumstances cause you to cancel or
postpone your trip.
Why
Vacation Protector?
Think
about the possibility of not being able to go on vacation, or having to
cut your trip short for some reason. It's not a pleasant thought but neither is
putting a significant amount of money in jeopardy. Access America's Vacation Protector has
been specifically designed to protect most travel-related losses, stepping in
where other insurance benefits leave off.
When you
purchase Vacation Protector, your vacation deposit and nonrefundable fees are
protected if your trip is cancelled, interrupted or postponed for a covered
reason. You and your traveling companions will also be covered for travel
delays, baggage delays, and baggage theft and damage as well as emergency
medical situations.*
Here are
a few examples:**
- Your spouse becomes ill a few
days before departure and you must cancel the trip.
- A member of your family back home
passes away while you are away forcing you to cut your trip
short.
- You lose your job shortly before
departure and must cancel your trip.
- You arrive by air but your
bags do not.
There
When You Need Us
Travel far from home with the confidence that Access America's Customer Service
Representatives are available 24 hours a day, seven days a week to assist you
with everything from major emergencies to simple inconveniences.
Description
of Benefits† A
description of benefits and coverage and Access America's customer contact
information can be downloaded here.  Insurance Brocure 950.11 Kb
It is is a brief
description of the travel benefits provided to you and your eligible traveling
companions under this program.
Trip
Cancellation/Interruption†: Trip Cancellation/ Interruption coverage
provides financial protection for expenses related to trip cancellation or
interruption caused by a covered reason, including job loss, injury, illness
and a traffic accident. Trip Cancellation coverage provides reimbursement for
prepaid, nonrefundable expenses, like vacation deposits. Trip Interruption
coverage offers reimbursement for the unused, non-refundable portion of the
trip and any increased transportation costs to return home due to a covered
reason.*
Emergency
Medical Transportation: In the event of
injury or illness, the coverage will pay for emergency medical transportation
services*, which are required to move you to the nearest appropriate healthcare
facility, as well as pay for your return trip home.
Travel
Delay†:
Provides coverage on a one-time basis for reasonable additional accommodations
and traveling expenses incurred* due to a covered delay of at least six hours.
Personal
Effects/Baggage Coverage†: Provides benefits for loss, damage or theft of
your baggage and personal effects*, provided you've taken all reasonable
measures to protect, save and recover the property.
Personal
Effects/Baggage Delay†:
Provides reimbursement for your expenses if your luggage doesn't arrive when
you do and the bags are not located for 24 hours.*
Vehicle Return: Provides transportation for your automobile back
to your primary residence should you become ill/injured and unable to drive.*
Roadside Assistance: Provides 24-Hour Emergency Towing, assistance with flat tires, gas, battery
jumpstart and winching.*
24-hour
Travel Assistance:
Our Customer Service Associates are always available. They can help provide
travel and emergency assistance for common travel incidents-from medical
emergencies to legal referrals and travel planning.
Pre-existing
Conditions Exclusion:
The program does not cover losses or expenses if they result from any injury,
occurring prior to and including the effective date of this insurance, or any
illness, occurring during the 120 days prior to and including the effective
date of this insurance for which treatment by a licensed physician has been
sought or advised or for which symptoms exist which would cause a prudent
person to seek diagnosis, care or treatment.
Pre-existing
Conditions Exclusion Waiver:
If you purchase your policy within 21 days of the initial trip deposit,
purchase enough insurance to cover the full cost of all trip arrangements, are
medically able to travel at the time of insurance purchase, and have not filed
a claim for trip cancellation due to a pre-existing illness within 120 days of
the effective date of this insurance, we will waive the Pre-existing Conditions
Exclusion. This waiver is available for trips costing $10,000 or less.
For More
Information
Contact your Resort or Property Manager to obtain more information on Vacation
Protector, or to review a copy of the Certificate of Insurance/Policy.
About
Access America
Access America,
the travel division of World Access, provides specialty insurance products and
emergency assistance services to millions of people annually. World Access is a
member of the Mondial Assistance Group, the world's leader in
business-to-business assistance, services and travel insurance, with operations
in 29 countries.
Access America is a
service mark of World Access Service Corp.
Satisfaction Guaranteed Within ten days of
purchasing this program, your Resort or Property Manager will process a full
refund of premium to you as long as you have not already departed on your trip
or filed a claim. No refunds shall be paid to you after ten days of purchasing
the program.
Access America
Vacation Protector Customer Service: 1-800-310-2431
† Insurance coverage is provided under a
Master Policy Form No. 52.201 or 52.401 issued by BCS Insurance Company. Coverage for these benefits is limited to a
trip of 120 days or less; hurricane coverage applies beyond 120 days as long as
you continue to rent the property. For a complete description, including the
exclusions, conditions and limitations that apply, please see the Certificate
of Insurance/Policy.
*Up to the
covered amount.
** These are just a few events that could form the
basis of a covered Vacation Protector insurance claim. For more details of the
program, including applicable terms and limitations of coverage, please refer
to the Certificate of Insurance/Policy or consult your Resort or Property
Manager.
Contact our Rental Department below with Questions about Insuring you Vacation!
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Contact Information
CENTURY 21 Select Group Route 115, PO Box 200 Blakeslee, PA, 18610
Office: 570-643-4827 Fax: 570-646-0980
Lic. #: RB 065287
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